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Monday, April 13, 2009

I read Lynn's post and I'm so provoked. Thank you for the post on The International M Enterprise bank!

The International Mercantile Enterprise Bank
===================================
Imagine there is a bank that credits your account each morning with $86,400.00.
It carries over no balance from day to day.
Every evening the bank deletes whatever part of the balance you failed to use during the day. What would you do? Draw out every cent, of course!
Each of us has such a bank. The International Mercantile Enterprise Bank.
It is commonly known as TIME. Every morning, it credits you with 86,400 seconds.
Every night it writes off, as lost, whatever of this you have failed to invest to good purpose.
It carries over no balance. It allows no overdraft. Each day it opens a new account for you.
Each night it burns the remains of the day. If you fail to use the day's deposits, the loss is yours.
There is no going back. There is no drawing against the"tomorrow".
You must live in the present on today's deposits.
Invest it so as to get from it the utmost in health, happiness, and success! The clock is running. Make the most of today.

Why was I provoked? Because I have a bad habit of procrastinating! Yes, I'm going to be more disciplined. I've failed many times, but it's not stopping me from trying to do what is good for me!

This is in line with my discipline with finances. I decided to do something about my attitude on spending.

Do you know that Yumi of By2 (younger sister) has a habit of keeping an accounts book, when she records down every single item she has spent her money on? So she knows where she has spent every single cent. And how old is she? 17! I'm provoked!

If I am compared to her now, I really cannot make it. -.-

I haven't been spending much lately because I need to fulfil BF above all else. But what happens after BF? Does that give me a reason to start spending loosely once again? I want and need to rectify my spending attitude.

A very very advantageous point about keeping an expenditure book is that....if buying too many items cause me to be frustrated because of the need to update the book religiously and laboriously, then I will be tempted to spend less frequently! Ingenius. :D

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